License and Disclosure
PrudentLoanOffer Services
PrudentLoanOffer.com is an online web service offered by PMG Mortgage Inc, a California company with its corporate headquarters in Walnut Creek, California. All loan requests will result in your receiving an offer of a home loan from PMG Mortgage Inc.
PrudentLoanOffer.com services are administrative and consultative only. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. You are under no obligation to use PrudentLoanOffer.com to initiate the financing process. PrudentLoanOffer.com does not guarantee that completing a loan request will result in your receiving a home loan.
The loan request is for a loan pre-qualification and is NOT an application for credit. You may have to complete an application with PMG Mortgage Inc. before an unconditional loan offer is extended. PMG Mortgage Inc. may require you to pay an application fee to cover the costs of an appraisal, credit report or other items. PMG Mortgage Inc. will determine the amount of any such fees, and should provide information to you regarding the refund ability of any such fees. PrudentLoanOffer.com does not charge you, the consumer, any fees for your loan request.
Federal Disclosures
Your loan request will be handled and processed by PMG Mortgage Inc., who may make certain disclosures to you. These disclosures, which are required by the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), and certain other federal and state laws, include details of your cost of credit; good faith estimates of your settlement costs; notices concerning the possibility that your mortgage loan servicing may be transferred; and your right to a copy of any appraisal, if any, performed on your home. The Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Additional State Disclosures
| State |
Issuing Agency |
License # |
Licensed Name |
|
|
|
|
| Arizona |
Department of Financial Institutions |
112615 |
Pacific Mortgage Group |
| California |
Department of Real Estate |
1340862 |
Pacific Mortgage Group |
| Connecticut |
Department of Banking |
18816 |
PMG Capital Inc. |
| Florida |
Office of Financial Regulation |
CL 0700144 |
Pacific Mortgage Group |
| Maryland |
Department of Labor, Licensing and Regulation |
15976 |
Pacific Mortgage Group |
| Massachusetts |
Division of Banks & Loan Agency |
ML - 4666 |
Pacific Mortgage Group |
| New Mexico |
Regulation & Licensing Department Financial Institutions Division |
2853 |
Pacific Mortgage Group |
| Oregon |
Division of Financial & Corporate Securities |
ML 4219 |
Pacific Mortgage Group |
| Virginia |
State Corporation Commission Bureau of Financial Institutions |
MLB - 1450 |
Pacific Mortgage Group |
| Washington |
Department of Financial Institutions |
520-CL-30511 |
Pacific Mortgage Group |
| Washington D.C |
Department of Insurance, Securities and Banking |
6246 |
Pacific Mortgage Group |
|
Bad Credit Refinance